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Old 08-28-2020, 09:06 AM   #1
Fishon 13
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Roth IRA First Time

I am wanting to open a Roth IRA and have many questions.
This has probably been asked a 1000 times but maybe we can start this again to help us that know nothing.

1. What are the pros and cons of using a broker?
2. Do brokers charge a monthly or yearly base rate? I know some charge for changes made etc.
3. What to look out for when choosing a broker.
4. Do I have to sign a yearly or monthly contract with a broker?
5. Can I move my money from one broker to another at anytime?

Any help or advice would really help. I am hoping to avoid any rookie mistakes.
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Old 08-28-2020, 09:20 AM   #2
Saltwater Soul
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No need for a broker. Good place to start is one of the large firms like Vanguard or Fidelity. Minimal fees and a wealth of resources to help you.
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Old 09-03-2020, 09:44 AM   #3
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Also remember if you can try your best to max out your ROTH every year.
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Old 09-05-2020, 07:33 AM   #4
just_cruisin
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Vanguard.

Put your money into a Targeted Date Fund with the year set to when you reach retirement age.

Then do some research and adjust if necessary.
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