Dont know about the under 200 bucks part but I bought my wife the Olympus 1040 SW a few years back and it has been a great camera for her. Even she has not been able to break it. Just looked on the Olympus website and they have the Stylus 6000 for 279.00.
i've got one. It works great. I dont think it has optical zoom, but it does have a digital one. The pictures are equivalant to my old Canon A80, maybe... The best thing about them, by far, is taking pictures with fish slime on your hands. Dont worry about getting gunk on the camera. When your done, just dip the camera in saltwater and cleans up good as new.