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Kyle 1974 said:
State farm has been trying to ditch people on the coast of ANYWHERE for years now....that article indicated that it was state farm going up on rates, not everyone.
"And Allstate is planning to file a rate increase for homeowners' insurance this summer, according to reports."
 

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I renewed my windstorm 2 weeks ago at the same price that I paid last year. The agent did tell me I was lucky cause it was going up on the first of June. I will have to pay more next year when I renew.
 

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Discussion Starter · #9 ·
Here ya go Shallowgal

Building Code Compliance and Inspection Questions

What is a WPI-8 and why do I need one?
A WPI-8 is a building code certificate of compliance that is issued by the Texas Department of Insurance. It certifies that a structure has been erected, altered and/or repaired in accordance with building construction requirements for windstorm coverage in the Texas Windstorm Insurance Association (TWIA), as outlined in Section 6A, Article 21.49 of the Texas Insurance Code. When a policyholder receives the WPI-8 certificate, they should send it to their agent or to TWIA to verify that their home or business has been built or repaired properly and is therefore "insurable" with TWIA.

For example, if a policyholder has a loss on a roof and TWIA pays to replace the roof, the policyholder is required to contact theTexas Department of Insurance (TDI) and make certain they inspect and certify the roof as it is being replaced. (See "How do I obtain a WPI-8?" below). This is just one example of the need for a WPI-8. On commercial buildings, you may be required to have a registered engineer make the inspection to certify the repairs.Additional information may be obtained from TDI at 1-800-248-6032 in Austin or by selecting TDI's Inpection Procedure link.

How do I obtain a WPI-8?

Contact a Texas Department of Insurance Windstorm Inspection Field Office (by selecting this link).

or contact:

Texas Department of Insurance
Windstorm Inspection Department
Mail Code 103-1E333 Guadalupe
P.O. Box 149104
Austin, Texas 78714-9104
(800) 248-6032
(512) 322-2203


How can I obtain a list of independent engineers who have been appointed by the Commissioner of Insurance to perform Windstorm Inspections?
A complete list of Texas Department of Insurance (TDI) approved engineers can be obtained:

1. On the Internet: Click here for listing of independent engineers.

2. By contacting:

Texas Department of Insurance
Windstorm Inspection Department
Mail Code 103-1E333 Guadalupe
P.O. Box 149104
Austin, Texas 78714-9104
(800) 248-6032
(512) 322-2203


 
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