To make a long story short, I purchased a coastal property in June of 2006. There were three insurance policies that were supposed to be purchased. One for hazard, one for windstorm, and flood. I paid for these policies at closing to the closing company who subsequently wrote checks to the insurance agent. Come to find out in June of 07 she never got a windstorm or hazard policy but cashed the checks. She had presented binders at closing listing the underwriters and I have contacted them and they have never heard of me. She is now giving me the runarround. Anybody know where I should go from here?