I'm on Scott Trade... not pulling any money out, but it looks like I can pull the account whenever I want via a wire transfer for $25 or by requesting a check for free. I can also open a banking account with them, then transfer between banks to my current bank account. From what I'm reading, if I hold a stock for over 1 year, then sell it, it is federally taxed as a capital gain... which is a 15% flat tax. If I sell it within the same year as I bought it, it becomes taxable income federally taxed at my income tax rate. No taxes are paid until the year it is sold.So if you buy low, sell high, how do you get the profit in your bank account?