Originally Posted by fangard
Careful. Generally only transactions swiped as a "credit card" without using a pin # qualify for rewards. They make less money off pin transactions, thus they are not in the reward program.
You are correct on earning perks for swiping it as a Credit instead of a debit. It hasn't caused any problems whatsoever.
I will say that I've been really happy with these guys since the move in September. I've already earned $100 in Perks! They are still facing some growing pains because they are rapidly growing, but I would score them a A+. I still plan to have all of my BoA accounts closed by the end of the year.