help with kids investment

**BIG EYE** · #1 03-12-2011, 04:17 AM

I have two young boys and wanting to invest some money either in stcoks or a mutual fund for them. i have a few stock investments for them for long term.. but wondering if i would be better to diverse in more dividend paying stocks or any ideas on some good mutual funds? My boys are 11 and 6 years old. i am hoping it could be a great start possibly when hey get older in life?? any and all suggestion or comments would be appreciated. i try to read this site quite a bit and keep up on finances but wanted to some other opinions.. much appreciated.. Pm s are welcomed..

**Sow Trout** · #2 03-14-2011, 06:13 PM

Vanguard's Total Market Index

**Flattie Stacks** · #3 03-14-2011, 11:27 PM

This would be contingent on the hold time, dollar amount and attention, of course. If you are looking for long term for an 11 and 6 year old, you may consider precious metals. I have some great connections in this sector.

**Sow Trout** · #4 03-15-2011, 01:32 PM

Long term average for stocks is about 10%, which means it doubles about every 7 years.

**cj6530** · #5 03-16-2011, 05:36 PM

Quote:

Originally Posted by Sow Trout

Long term average for stocks is about 10%, which means it doubles about every 7 years.

well......it really just means the long term average for stocks is about 10%. Go check a chart. The market goes flat for 16-20 years or so and then goes up for 16-20 years then flat for 16-20 years and so on and so on.

**Sow Trout** · #6 03-18-2011, 02:43 PM

Yes, that's why I said "average". Scott Burns, a syndicated writer from Dallas, has several easy portfolios using both equity and income funds. They might be better. Do you have any better options?

Quote:

Originally Posted by cj6530

well......it really just means the long term average for stocks is about 10%. Go check a chart. The market goes flat for 16-20 years or so and then goes up for 16-20 years then flat for 16-20 years and so on and so on.

**fangard** · #7 03-18-2011, 03:13 PM

Set up a dividend reinvestment program at www.computershare.com. Pick a company they are familiar with and buy stock each month.

I did this with my son(now 8) with Coca Cola. I buy $50/month. He sees Coke everywhere and knows he is an "owner". It has been fun.

**cj6530** · #8 03-18-2011, 07:34 PM

Quote:

Originally Posted by Sow Trout

Yes, that's why I said "average". Scott Burns, a syndicated writer from Dallas, has several easy portfolios using both equity and income funds. They might be better. Do you have any better options?

You said that because of the "average" the stock market doubles every 7 years. Not even close. Your analysis was completely wrong of the 10% long term average.

**Sow Trout** · #9 03-19-2011, 02:07 PM

Okay, what is correct?

Quote:

Originally Posted by cj6530

You said that because of the "average" the stock market doubles every 7 years. Not even close. Your analysis was completely wrong of the 10% long term average.

**Africanut** · #10 03-22-2011, 02:46 PM

Leaps on AAPL